data Json Schema

The data object contains an array of line results, or in other words, the individual results of the pricing search. Line results are stored under their respective mortgage rate, like so:

	Copy Code
"data": { "2.25": [ { //line result }, { //line result } ], "2.5": [ { //line result }, { //line result }, { //line result } ] }

data

The data object contains an array of line results, or in other words, the individual results of the pricing search. Line results are stored under their respective mortgage rate, like so:

	Copy Code
"data": { "2.25": [ { //line result }, { //line result } ], "2.5": [ { //line result }, { //line result }, { //line result } ] }

dti : number

Debt-to-income ratio.

Example:

"dti": 0.769804

hti : number

House-to-income ratio, or housing ratio.

Example:

"hti": 0.324579

mortgageType : String

The mortgage type searched for.

Example:

"mortgageType": "Conventional"

loanPurpose : String

The loan purpose, as specified in the search query.

Example:

"loanPurpose": "Purchase"

loanAmount : number

The amount of the loan.

Example:

"loanAmount": 400000

term : number

The loan term, in years. The default is 30.

Example:

"term": 30

dayLock : number

The number of days that the loan can be locked for. Default is 30.

Example:

"dayLock": 30

baseRates : Array[String]

An array of the base rates.

Example:

"baseRates": 2.25

adjustedRates : Array[String]

An array of the adjusted rates in the result.

Example:

"adjustedRates": 2.25

adjustmentRates : Array[String]

An array of the applicable adjustment rates.

Example:

"adjustmentRates": 0

loanLimitLite : LoanLimitLite

conventionnalLoanLimitAmount : number

countyLoanLimit1Unit : number

countyLoanLimit2Unit : number

countyLoanLimit3Unit : number

countyLoanLimit4Unit : number

fhaLoanLimit : number

matchingCountyLoanLimit : number

mortgageLimit : string

mortgageLimitFHA : string

monthlyPayments : Array[]

monthlyPayment : MonthlyPayment

buyDown : number

buyDownRate : number

end : integer

homeOwnerInsurance : number

mi : number

monthlyPI : number

otherExpenses : number

propertyTaxes : number

rate : number

rent : number

rentalPropertyCashFlowAmount : number

start : integer

total : number

totalBuyDown : number

totalInterest : number

totalPrincipal : number

multiSearchKey : number

Example:

"multiSearchKey": 2354789

multiSearchKeyV2 : String

Example:

"multiSearchKeyV2": "40000_2398579"

modLtv : number

modFico : number

basePoints : number

Example:

"basePoints": 2.816

adjustedPoints : number

Example:

"adjustedPoints": 2.818

adjustedPointsBorrowerPaid : number

adjustmentPoints : number

adjustmentPointsBorrowerPaid : number

rawAdjustmentPoints : number

rawAdjustmentPointsBorrowerPaid : number

armIndexRate : number

Example:

"armIndexRate": 0

notRoundedAPR : number

Example:

"notRoundedAPR": 2.166

borrowerPaid : number

The loan amount paid by the borrower.

Example:

"borrowerPaid": 11270

borrowerPaidDetails : BorrowerPaidDetails

lenderPaid : number

Loan amount paid by the lender.

Example:

"lenderPaid": 11270

lenderPaidDetails : LenderPaidDetails

brokerPaidDetails : Array[]

otherPaidDetails : Array[]

hideDisqualified : Boolean

Indicates whether disqualified loans are hidden.

disqualified : Boolean

Indicates whether this result is disqualified.

interpolated : Boolean

Indicates whether this result is an interpolated rate.

interpolationTarget : Boolean

groupAdjustmentPropertiesBorrowerPaid : GroupAdjustmentProperty

adjustments : Array[Adj]

adj : number

The adjustment number.

adjGroupCode : string

adjType : string

The adjustment type.

attributes : Array[AdjAttribute]

key : string

value : string

code : string

compPlan : number

The comp plan. Same value as in the criteria.compPlan field.

disqualified : boolean

forceAdjToHoldback : boolean

includeInInterpolationComp : boolean

key : string

Adjustment key.

llpa : number

margin : number

msr : number

pmiTypes : Array[string]

productCodes : Array[string]

qualifiedSpecialOptionFromAdj : Array[SpecialMortgageOption]

category : string

The category of the special mortgage option.

description : string

Description of the mortgage option.

dynamicProperties : object

enabled : boolean

Set to True if enabled.

id : ObjectId

The mortgage option ID, used for reference.

counter : integer

internal only

date : string

The current date.

internal only

machineIdentifier : integer

internal only

processIdentifier : integer

internal only

time : integer

internal only

timeSecond : integer

internal only

timestamp : integer

internal only

name : string

Name of the special mortgage option.

qualifiedSpecialOptionFromAdjFilter : Array[SpecialMortgageOption]

referenceId : string

The reference ID for the adjustment.

tags : Array[string]

targetType : string

triggerServicingGrouping : boolean

type : string

userGroupExternalId : string

valueType : string

armMargin : boolean

cap : Cap

disqualifyAdjustments : Array[string]

finalAdjustment : number

hideDisqualifyAdjustments : Array[string]

id : ObjectId

includeZeroValuedAdjustments : boolean

name : string

pointBase : boolean

qualifyAdjustments : Array[string]

referenceId : string

totalAdjustment : number

type : string

groupAdjustmentProperties : GroupAdjustmentProperty

groupRateAdjustmentProperties : Array[]

groupAdjustmentPropertiesBPMI : Array[]

pointCap : Array[]

holdBackResult : HoldBackResult

broker : RateAdjustmentResult

lender : RateAdjustmentResult

totalAdjustment : number

totalNoteRateAdjustment : number

apr : number

The APR rate.

Example:

"apr": 2.4655

closingCost : ClosingCost

allowErnstQuote : boolean

Appears in line result. This value is set to True if Ernst quote is allowed.

closingCostGroup : Array[ClosingCostGroup]

Contains an array of ClosingCostGroup objects with data for closing cost groups associated with the loan.

aprRelated : boolean

True if the closing cost is APR related.

closingCostItems : Array[ClosingCostItems]

An array of ClosingCostItems objects containing closing cost item data.

amount : number

amountScript : string

aprRelated : boolean

automaticallyCalculated : boolean

callForQuote : boolean

convertedFromPercenetage : boolean

ernstType : string

escrowWaiver : boolean

evalType : string

id : ObjectId

includeInQmCriteria : boolean

itemType : string

items : Array[ClosingCostItem]

amount : number

amountScript : string

aprRelated : boolean

automaticallyCalculated : boolean

callForQuote : boolean

convertedFromPercenetage : boolean

ernstType : string

escrowWaiver : boolean

evalType : string

id : ObjectId

includeInQmCriteria : boolean

itemType : string

label : string

name : string

notes : Array[string]

numberOfDaysForPrepaidInterest : integer

numberOfPayments : integer

percentPaidByBorrower : number

percentageOfLoanAmount : number

thirdPartyVendor : boolean

totalBorrower : number

totalBorrowerAprRelated : number

totalBroker : number

vendorName : string

label : string

name : string

notes : Array[string]

numberOfDaysForPrepaidInterest : integer

numberOfPayments : integer

percentPaidByBorrower : number

percentageOfLoanAmount : number

thirdPartyVendor : boolean

totalBorrower : number

totalBorrowerAprRelated : number

totalBroker : number

vendorName : string

customFeeGroup : Array[string]

A string array of custom fee groups.

customTables : Array[ClosingCostCustomTable]

An array of ClosingCostCustomTable objects storing custom closing cost tables.

ausTypes : Array[string]

columnItems : Array[ColumnCostItem]

applyTax : boolean

aprRelated : boolean

asPercentage : boolean

description : string

id : ObjectId

idx : integer

includeInQmCriteria : boolean

label : string

enable : boolean

id : ObjectId

includeInSearch : boolean

label : string

loanAmountRange : Array[DoubleRangeLeGt]

from : number

null : boolean

to : number

loanPurposes : Array[string]

loanTypes : Array[string]

loanYears : Array[integer]

mortgageTypes : Array[string]

name : string

propertyTypes : Array[string]

propertyUses : Array[string]

rawData : Array[HashMap]

states : Array[string]

tax : number

termsInMonths : boolean

values : Array[array]

variableLoanTypes : Array[string]

display : boolean

Set

fromErnstCost : boolean

True if the closing cost group is from Ernst cost.

groupType : string

Specifies the group type of the closing cost group.

id : ObjectId

The closing cost group ID, stored in the ObjectId object along with internal metadata.

name : string

The name of the closing cost group.

required : boolean

True if this closing cost group is required in the closing cost calculation.

total : number

Total value of the closing cost group.

directCustomFee : boolean

settlementCost : SettlementCost

Contains an array of SettlementCost objects with data on settlement costs associated with the loan.

closingCostGroup : Array[ClosingCostGroup]

closingCostGroup contains an array of ClosingCostGroup objects, each storing data on a closing cost group.

origination : Origination

Data on settlement cost origination, stored in the Origination object.

administration : number

administrationLabel : string

lenderCredit : number

lenderCreditLabel : string

others : number

othersLabel : string

total : number

underwriting : number

underwritingLabel : string

thirdPartyServices : ThirdPartyServices

Data on third party services, stored in the ThirdPartyServices object.

appraisal : number

appraisalLabel : string

creditReport : number

creditReportLabel : string

floodCertification : number

floodCertificationLabel : string

overnight : number

overnightLabel : string

recording : number

recordingLabel : string

taxService : number

taxServiceLabel : string

total : number

titleService : TitleService

Information on the title service of the settlement cost, stored in the TitleService object.

total : number

The settlement cost total amount.

total : number

Total closing cost value.

Example:

"total": 758

useClosingCost : boolean

True if calculated closing cost will be used.

useCompanyDefaultClosingCost : boolean

True if company default closing cost will be used.

useErnstCost : boolean

True if Ernst cost will be used.

closingCostDetails : Array[]

finalClosingCost : number

Example:

"finalClosingCost": 11250

closingCostDetailsBorrowerPaid : Array[]

finalClosingCostBorrowerPaid : number

Example:

"finalClosingCostBorrowerPaid": 11250

compliancesMapByType : Array[]

pmiType : String

Example:

"pmiType": "None"

ratePeriod : RatePeriodLite

applyParRounding : boolean

autoImportClz : string

classType : string

company : NmlsCompanyLite

createdFromCompanyId : ObjectId

createdFromCompanyName : string

createdFromRatePeriodId : ObjectId

createdFromRatePeriodValidAs : string

customDisplayLenderName : string

defaultAdminFee : number

end : string

expired : boolean

fees : Array[Fee]

ficoModifierCapRange : IntegerRangeLeGe

fileKeyForAutoImport : string

id : ObjectId

limitCode : string

loanLimitYearOverride : integer

lockStatusPolicyId : string

ltvModifierCapRange : DoubleRangeGeLe

from : number

The minimum value for the range.

to : number

The maximum value for the range.

maxCompensation : number

name : string

originalRatePeriodId : string

overrideHoldBack : number

parentRateOrCompanyInvalid : boolean

public : boolean

publish : boolean

rateType : string

showCompanyName : boolean

skipConstructionPeriod : boolean

useInvestorLockPolicy : boolean

validAsOf : string

rateProgram : RateProgramLite

applyParRounding : boolean

code : string

externalName : string

id : ObjectId

lockGroup : string

name : string

rateGrid : RateGridLite

adjMeta : Array[AdjMeta]

adjType : string

code : string

key : string

type : string

value : number

valueType : string

adjustmentCap : number

affordableHousingTypes : Array[string]

agency : string

allowedLockGroupChange : Array[string]

amortizationTerms : integer

armCaps : string

armCeiling : number

armChangeDates : Array[integer]

armFloorRateFlatValue : number

armFloorRateType : string

armLookbackPeriod : integer

armMargin : number

armRoundingFactor : string

armRoundingStractegy : string

assumption : boolean

aus : Array[string]

closingDays : Array[integer]

compPlan : number

customFieldMap : object

deactivateMi : boolean

displayName : string

disqualified : Array[string]

disregardFhaLoanLimit : boolean

dueTerms : integer

fhaLoanType : string

fhaMortgageLimitToMatch : number

ficoModifierCapRange : IntegerRangeLeGe

fixPaymentOption : string

hedgeEnabled : boolean

id : ObjectId

interestOnlyMonth : integer

libor : string

liborMigratedtoLiborType : boolean

liborType : string

listOfRateGridSelectedForBlendingWithInfo : object

loanPlanId : string

loanPurposes : Array[string]

loanType : string

lockGroup : string

ltvModifierCapRange : DoubleRangeGeLe

maxCompensation : number

maxCompensationDollarAmount : number

minimumMonthlyPaymentAmount : number

minimumMonthlyPaymentPercentage : number

mortgageLimitYearMatched : integer

mortgageLimits : Array[string]

mortgageLimitsMatchedWithSearch : Array[string]

mortgageTypes : Array[string]

name : string

note : string

parallelIO : boolean

pmiTypes : Array[string]

productCode : string

qmTypes : Array[string]

qualifyingRateSource : string

specialMortgageOptions : Array[SpecialMortgageOption]

specialtyProduct : string

terms : Array[integer]

termsInMonths : boolean

vaLoanType : string

varaiableLoanTypes : Array[string]

yearlyTerm : number

conditionActions : Array[ConditionAction]

description : string

documentUploaded : Array[ObjectId]

counter : integer

internal only

date : string

The current date.

internal only

machineIdentifier : integer

internal only

processIdentifier : integer

internal only

time : integer

internal only

timeSecond : integer

internal only

timestamp : integer

internal only

documentVerified : Array[ObjectId]

id : ObjectId

name : string

status : string

type : string

programName : String

The program name of the result.

Example:

"programName": "30 Year Fixed"

expired : Boolean

Indicates whether the loan is expired.

productName : String

The name of the loan.

Example:

"productName": "30 Year Fixed"

appraisalWaiverIndicator : Boolean

highBalanceIndicator : Boolean

borrowerPaidPoints : number

Amount paid by the borrower, in points.

Example:

"borrowerPaidPoints": 2.800

borrowerPaidAmount : number

The amount paid by the borrower, in USD.

Example:

"borrowerPaidAmount": 11270

sameServiceIndicator : Boolean

apor : number

Example:

"apor": 0

indexRate : number

Example:

"indexRate": 0

loanFeePercent : Array[]

loanFeeAmount : Array[]

amortizationSchedule : Array[]

annualMiPremiumAmount : number

monthlyPaymentAmount : number

monthlyTotal : number

The total amount owed each month.

Example:

"monthlyTotal": 1180.00

interestOnlyAmount : number

Example:

"interestOnlyAmount": 750

interestPlusFixedPrinciple : number

Example:

"interestPlusFixedPrinciple": -24.999

totalLoanAmount : number

undiscountedInterestRatePercent : number

bonafideAmount : number

adjustedPricingExceptionAmount : number

adjustedLockExtensionAmount : number

cashToCloseAmount : number

cashToCloseItems : Array[]

qualifyingRatePercent : number

Example:

"quaifyingRatePercent": 2.25

athenaFees : Array[]

discountStartedAdjustedRate : number

companyName : String

Name of the company offering the loan.

Example:

"companyName": "Bank Name"

totalGroupAdjustmentPropertiesByAdjType : Array[]

totalGroupRateAdjustmentPropertiesByAdjType : Array[]

discountDetail : DiscountDetail

discountAmount : number

discountRate : number

premiumDetail : PremiumDetail

premiumAmount : number

premiumRate : number

lenderFeeWaiver : Boolean

Indicates whether the lender fee is waived.

totalGroupAdjustmentPropertiesBorrowerPaid : number

Example:

"totalGroupAdjustmentPropertiesBorrowerPaid": 0.002000000000450

totalGroupAdjustmentProperties : number

Example:

"totalGroupAdjustmentProperties": 0.002000000000450

totalGroupAdjustmentRateProperties : number

Example:

"totalGroupAdjustmentRateProperties": 0

mortgageLimitsMatchedWithSearch : Array[String]

Example:

"mortgageLimitsMatchedWithSearch": [

"Conforming"

]

Name	Description	Data Type
dti	Debt-to-income ratio. Example: `"dti": 0.769804`	number
hti	House-to-income ratio, or housing ratio. Example: `"hti": 0.324579`	number
mortgageType	The mortgage type searched for. Example: `"mortgageType": "Conventional"`	String
loanPurpose	The loan purpose, as specified in the search query. Example: `"loanPurpose": "Purchase"`	String
loanAmount	The amount of the loan. Example: `"loanAmount": 400000`	number
term	The loan term, in years. The default is 30. Example: `"term": 30`	number
dayLock	The number of days that the loan can be locked for. Default is 30. Example: `"dayLock": 30`	number
baseRates	An array of the base rates. Example: `"baseRates": 2.25`	Array[String]
adjustedRates	An array of the adjusted rates in the result. Example: `"adjustedRates": 2.25`	Array[String]
adjustmentRates	An array of the applicable adjustment rates. Example: `"adjustmentRates": 0`	Array[String]
loanLimitLite		LoanLimitLite
monthlyPayments		Array[]
monthlyPayment		MonthlyPayment
multiSearchKey	Example: `"multiSearchKey": 2354789`	number
multiSearchKeyV2	Example: `"multiSearchKeyV2": "40000_2398579"`	String
modLtv		number
modFico		number
basePoints	Example: `"basePoints": 2.816`	number
adjustedPoints	Example: `"adjustedPoints": 2.818`	number
adjustedPointsBorrowerPaid		number
adjustmentPoints		number
adjustmentPointsBorrowerPaid		number
rawAdjustmentPoints		number
rawAdjustmentPointsBorrowerPaid		number
armIndexRate	Example: `"armIndexRate": 0`	number
notRoundedAPR	Example: `"notRoundedAPR": 2.166`	number
borrowerPaid	The loan amount paid by the borrower. Example: `"borrowerPaid": 11270`	number
borrowerPaidDetails		BorrowerPaidDetails
lenderPaid	Loan amount paid by the lender. Example: `"lenderPaid": 11270`	number
lenderPaidDetails		LenderPaidDetails
brokerPaidDetails		Array[]
otherPaidDetails		Array[]
hideDisqualified	Indicates whether disqualified loans are hidden.	Boolean
disqualified	Indicates whether this result is disqualified.	Boolean
interpolated	Indicates whether this result is an interpolated rate.	Boolean
interpolationTarget		Boolean
groupAdjustmentPropertiesBorrowerPaid		GroupAdjustmentProperty
groupAdjustmentProperties		GroupAdjustmentProperty
groupRateAdjustmentProperties		Array[]
groupAdjustmentPropertiesBPMI		Array[]
pointCap		Array[]
holdBackResult		HoldBackResult
apr	The APR rate. Example: `"apr": 2.4655`	number
closingCost		ClosingCost
closingCostDetails		Array[]
finalClosingCost	Example: `"finalClosingCost": 11250`	number
closingCostDetailsBorrowerPaid		Array[]
finalClosingCostBorrowerPaid	Example: `"finalClosingCostBorrowerPaid": 11250`	number
compliancesMapByType		Array[]
pmiType	Example: `"pmiType": "None"`	String
ratePeriod		RatePeriodLite
rateProgram		RateProgramLite
rateGrid		RateGridLite
conditionActions		Array[ConditionAction]
programName	The program name of the result. Example: `"programName": "30 Year Fixed"`	String
expired	Indicates whether the loan is expired.	Boolean
productName	The name of the loan. Example: `"productName": "30 Year Fixed"`	String
appraisalWaiverIndicator		Boolean
highBalanceIndicator		Boolean
borrowerPaidPoints	Amount paid by the borrower, in points. Example: `"borrowerPaidPoints": 2.800`	number
borrowerPaidAmount	The amount paid by the borrower, in USD. Example: `"borrowerPaidAmount": 11270`	number
sameServiceIndicator		Boolean
apor	Example: `"apor": 0`	number
indexRate	Example: `"indexRate": 0`	number
loanFeePercent		Array[]
loanFeeAmount		Array[]
amortizationSchedule		Array[]
annualMiPremiumAmount		number
monthlyPaymentAmount		number
monthlyTotal	The total amount owed each month. Example: `"monthlyTotal": 1180.00`	number
interestOnlyAmount	Example: `"interestOnlyAmount": 750`	number
interestPlusFixedPrinciple	Example: `"interestPlusFixedPrinciple": -24.999`	number
totalLoanAmount		number
undiscountedInterestRatePercent		number
bonafideAmount		number
adjustedPricingExceptionAmount		number
adjustedLockExtensionAmount		number
cashToCloseAmount		number
cashToCloseItems		Array[]
qualifyingRatePercent	Example: `"quaifyingRatePercent": 2.25`	number
athenaFees		Array[]
discountStartedAdjustedRate		number
companyName	Name of the company offering the loan. Example: `"companyName": "Bank Name"`	String
totalGroupAdjustmentPropertiesByAdjType		Array[]
totalGroupRateAdjustmentPropertiesByAdjType		Array[]
discountDetail		DiscountDetail
premiumDetail		PremiumDetail
lenderFeeWaiver	Indicates whether the lender fee is waived.	Boolean
totalGroupAdjustmentPropertiesBorrowerPaid	Example: `"totalGroupAdjustmentPropertiesBorrowerPaid": 0.002000000000450`	number
totalGroupAdjustmentProperties	Example: `"totalGroupAdjustmentProperties": 0.002000000000450`	number
totalGroupAdjustmentRateProperties	Example: `"totalGroupAdjustmentRateProperties": 0`	number
mortgageLimitsMatchedWithSearch	Example: `"mortgageLimitsMatchedWithSearch": [` `"Conforming"` `]`	Array[String]

Lender Price API Web Service